Experiencing money problems

Finances are a leading cause of worry for Americans. In fact, almost 76% of us describe money as a cause of stress. Taking control of money matters can be difficult when we’re feeling anxious and overwhelmed, so it’s important to take steps to manage both our financial and emotional health.

Learn

Here are some helpful resources for taking control of your finances, managing money problems and coping with financial stress.

Coping with Financial Stress

Worrying about money can dramatically impact your health. Verywell Mind shares some common health impacts of financial stress and ways to cope and feel better.

Improving Money Management

Budgeting, tracking spending, having financial goals—just a few simple things can help you gain control of your finances. Here are 10 tips from The Balance.

How to Manage Money

This video from Whiteboard Finance shares some basic budgeting strategies for healthy money management.

Psychology of Saving $$$

Behavioral scientist Wendy De La Rosa shares psychological tricks that help make it easier to save money in this video from TED.

Act

What if we could take all that time spent worrying about financial issues and apply it toward taking actions that can improve the situation? Here are some first steps to exiting that cycle of anxiety and getting on top of your finances.

  • Breathe

    Creating a plan for taking control of your finances can feel even more challenging when you’re overwhelmed. This Headspace video shares breathing and meditation exercises to help you calm your mind and body so you can focus on next steps.

  • Make a Plan

    Financial planner Carl Richards wrote the book “The One-Page Financial Plan” to help people avoid making money and investing mistakes. This article from Forbes gives you the highlights.

Connect

If worrying about money is interfering with your relationships, getting things done or your overall quality of life, it’s important to manage that stress so you can improve your financial health. Check out the resources below or browse the full directory here.

When contacting a resource below, any information you provide will be collected and used by that resource, subject to its end user terms and conditions and privacy policy. Please contact the applicable resource if you would like more information. 
Resource Type Contact
Crisis Text Line

Have a free, confidential chat with a trained counselor. Available 24/7.

 Text Line Text ACTION to 741-741
Lifeline

Call for a free, confidential conversation with a trained counselor. Available 24/7.

 Call Line 988
Warmline Directory

A Warmline is a free peer-run hotline that offers callers emotional support, staffed by volunteers with lived experience.

 Website Find a Warmline
Inclusive Therapists

Inclusive Therapists offers a safer, simpler way to find a culturally responsive, social justice-oriented therapist.

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ADAA Therapist Search

A tool to help find local mental health services, including teletherapy options.

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BetterHelp

A paid online portal that provides access to mental health services, including online counseling, phone, and text communication.

 Website Visit website
TalkSpace

A paid online text therapy platform that provides 24/7 access to licensed therapists cover a broad range of mental health services.

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Outside the U.S.? Find a Helpline

Free emotional support, wherever you are.

 Website Find a Helpline